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Best Payday Loan Lenders in Cottonwood, ID

Our research team has identified the top 3 payday loan lenders in Cottonwoodbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.1/5
Avg Rating
14
Avg Experience
268
Total Reviews

Top Payday Loan Lenders in Cottonwood

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Cash Connection

Cash Connection

★★★★☆
4.2/5

Cash Connection is a well-established regional lender serving North Central Idaho communities including Cottonwood. With multiple locations throughout the region, they specialize in short-term financial solutions and have built a strong reputation for transparent lending practices and flexible repayment options. Their Grangeville location is the closest physical branch serving Cottonwood residents, offering in-person service with local decision-making.

Experience:14 years
Reviews:89 customer reviews
315 Main St, Grangeville, ID

Loan Types:

Payday LoansInstallment LoansTitle Loans
2

Advance Payday

Advance Payday

★★★★☆
4.1/5

Advance Payday operates multiple locations across Eastern Washington and North Central Idaho, specifically serving smaller communities like Cottonwood. They focus on providing accessible short-term lending solutions with straightforward application processes. Their Lewiston location serves as a regional hub for Cottonwood area residents, offering both in-store and online application options with quick funding decisions.

Experience:11 years
Reviews:67 customer reviews
1615 Main St, Lewiston, ID

Loan Types:

Payday LoansCash AdvancePersonal Loans
3

Money Mart

Money Mart Financial

★★★★☆
4/5

Money Mart provides comprehensive financial services including payday loans to communities throughout Idaho. While their physical presence is in larger nearby cities like Lewiston, they actively serve Cottonwood residents through their regional service area. They offer multiple short-term loan products with clear terms and have maintained consistent service quality across their Idaho locations for over 15 years.

Experience:16 years
Reviews:112 customer reviews
111 Thain Rd, Lewiston, ID

Loan Types:

Payday LoansCheck CashingMoney Orders

How We Rate Cottonwood Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Cottonwood.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Cottonwood?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.