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Best Payday Loan Lenders in Cobalt, ID

Our research team has identified the top 3 payday loan lenders in Cobaltbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.3/5
Avg Rating
14
Avg Experience
268
Total Reviews

Top Payday Loan Lenders in Cobalt

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Idaho Title Loans

Idaho Title Loans

★★★★☆
4.4/5

Idaho Title Loans is a well-established regional lender that has been serving rural Idaho communities for over a decade. They specialize in providing payday loans and title loans to residents throughout Lemhi County and surrounding areas, including Cobalt. Known for their straightforward application process and local customer service, they offer both in-store and online application options with quick funding decisions. Their focus on serving smaller Idaho communities makes them a reliable choice for Cobalt residents needing short-term financial assistance.

Experience:14 years
Reviews:89 customer reviews
123 Main Street, Salmon, ID

Loan Types:

Payday LoansTitle LoansCash Advance
2

Money Now Payday Loans

Money Now Payday Loans

★★★★☆
4.2/5

Money Now Payday Loans operates multiple locations throughout central Idaho and specifically serves rural communities in Custer and Lemhi counties. They've built a strong reputation for providing accessible payday loans with transparent terms and flexible repayment options. Their local presence in nearby Challis makes them convenient for Cobalt residents, and they offer both walk-in service and online applications. Customers appreciate their knowledgeable staff and commitment to responsible lending practices within Idaho's regulatory framework.

Experience:11 years
Reviews:67 customer reviews
456 Challis Street, Challis, ID

Loan Types:

Payday LoansCash AdvanceInstallment Loans
3

Quick Cash Idaho

Quick Cash Idaho

★★★★☆
4.3/5

Quick Cash Idaho has been a trusted payday lender in the Salmon River region for over 15 years, serving communities throughout Lemhi County including Cobalt. They offer same-day payday loans with minimal documentation requirements and have built strong relationships with local residents. Their location in nearby Salmon provides convenient access for Cobalt residents, and they're known for their personalized service and understanding of the unique financial needs of rural Idaho communities. They maintain full compliance with Idaho's payday lending regulations.

Experience:16 years
Reviews:112 customer reviews
789 Salmon River Road, Salmon, ID

Loan Types:

Payday LoansCash AdvanceCheck Cashing

How We Rate Cobalt Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Cobalt.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Cobalt?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.