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Best Payday Loan Lenders in Lake City, FL

Our research team has identified the top 3 payday loan lenders in Lake Citybased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.1/5
Avg Rating
12
Avg Experience
208
Total Reviews

Top Payday Loan Lenders in Lake City

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Advance America

Advance America Cash Advance

★★★★☆
4.3/5

As one of the largest and most established payday loan providers in the nation, Advance America has served Lake City residents for over 15 years. They offer multiple loan options including payday advances, installment loans, and lines of credit. Known for their transparent fee structure, quick approval process, and professional customer service. They maintain a physical location in Lake City with extended hours for convenience.

Experience:15 years
Reviews:89 customer reviews
2451 W US Highway 90, Lake City, FL 32055

Loan Types:

Payday LoansInstallment LoansLine of Credit
2

World Finance

World Acceptance Corporation

★★★★☆
4.1/5

World Finance has been serving the Lake City community with personal installment loans and financial services. While not exclusively payday loans, they offer small-dollar personal loans with flexible repayment terms. They have built a strong reputation for working with customers with various credit backgrounds and providing personalized service. Their local office has consistently high ratings for customer satisfaction and community involvement.

Experience:12 years
Reviews:67 customer reviews
259 NW Main Blvd, Lake City, FL 32055

Loan Types:

Personal LoansInstallment LoansTax Preparation Services
3

Check Into Cash

Check Into Cash of Florida

★★★★☆
4/5

Check Into Cash operates a convenient location in Lake City offering payday advance services, title loans, and check cashing. They have served North Florida communities for over a decade with quick access to cash when needed. Known for their straightforward application process and multiple financial service options. They maintain compliance with Florida's payday lending regulations and offer both in-store and online application options for local residents.

Experience:10 years
Reviews:52 customer reviews
2594 W US Highway 90, Lake City, FL 32055

Loan Types:

Payday AdvancesTitle LoansCheck Cashing

How We Rate Lake City Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Lake City.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Lake City?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.