The Best Payday Loans in Hurlburt Field, FL
Our research team has identified the top 3 payday loan lenders in Hurlburt Fieldbased on experience, customer reviews, approval rates, and transparent lending practices.
Top Payday Loan Lenders in Hurlburt Field
Carefully selected based on experience, customer satisfaction, and transparent lending practices
Advance America
Advance America
As one of the nation's largest and most established payday lenders with a location just minutes from Hurlburt Field, Advance America offers reliable short-term lending solutions. They maintain an A+ BBB rating and specialize in serving military communities with transparent terms and multiple loan options including payday advances, installment loans, and title loans.
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Check Into Cash
Check Into Cash
With a convenient location serving the Fort Walton Beach area near Hurlburt Field, Check Into Cash has built a strong reputation for reliable payday loan services. They offer competitive rates, multiple financial services, and have been serving Florida communities for decades with a focus on customer satisfaction and regulatory compliance.
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TitleMax
TitleMax
TitleMax operates a highly-rated location in Fort Walton Beach that serves Hurlburt Field personnel with title loan services and personal lending options. They specialize in vehicle title loans with flexible repayment terms and have earned strong customer reviews for their professional service, quick funding, and military-friendly approach to lending.
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Frequently Asked Questions
Common questions about payday loans in Hurlburt Field, Florida
What are the eligibility requirements for a payday loan in Hurlburt Field, FL?
To qualify for a payday loan in Hurlburt Field, you must be at least 18 years old with a valid government ID, provide proof of Florida residency, show consistent income (military pay stubs are commonly accepted), and have an active checking account. Most lenders require a minimum monthly income of around $1,000, though some may have higher requirements. Active duty military personnel should be aware of special protections under the Military Lending Act that may affect loan terms.
What are the maximum costs and fees for payday loans in Hurlburt Field?
Florida law caps payday loan amounts at $500 and limits fees to 10% of the loan amount plus a verification fee up to $5. For a typical $500 loan in Hurlburt Field, you'd pay around $55 in fees ($50 + $5 verification). The annual percentage rate (APR) can exceed 300%, so it's important to understand these costs before borrowing. These state regulations apply uniformly throughout Florida, including the Hurlburt Field area.
Are there any special considerations for military personnel seeking payday loans near Hurlburt Field?
Yes, military members at Hurlburt Field have additional protections under the Military Lending Act, which caps interest rates at 36% APR for covered borrowers. Many lenders near military bases comply with these regulations, but some may not be military-friendly. It's crucial to ask about MLA compliance before applying. The Hurlburt Field Airman and Family Readiness Center also offers financial counseling as an alternative to high-cost loans.
What happens if I can't repay my payday loan on time in Hurlburt Field?
Florida law allows for one 60-day extension if you can't repay your payday loan, but you must request it at least one business day before your due date and cannot have more than one extension per loan. If you default, lenders can charge additional fees and may pursue collection actions. Hurlburt Field residents should contact their lender immediately if facing repayment difficulties and explore alternatives through local credit counseling services or military relief societies.
Where can I find reputable payday lenders in the Hurlburt Field area?
Reputable payday lenders in the Hurlburt Field area should be licensed with the Florida Office of Financial Regulation and clearly display their license information. You can verify a lender's license through the OFR website. Look for lenders with physical locations in the Fort Walton Beach area rather than online-only operations, and check reviews from other military community members. The Hurlburt Field Legal Office can also provide guidance on identifying legitimate lenders.
Nearby Cities
Looking for payday loan lenders in nearby areas? Check out these cities near Hurlburt Field:
How We Rate Hurlburt Field Lenders
Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Hurlburt Field.
Experience & Reliability
Years in business, approval rates, and specialization in short-term lending.
Customer Reviews & Satisfaction
Verified customer feedback, testimonials, and overall satisfaction ratings.
Terms & Transparency
Clear terms, competitive rates, and transparent lending practices.
Need a Payday Loan in Hurlburt Field?
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