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Best Payday Loan Lenders in Cross City, FL

Our research team has identified the top 3 payday loan lenders in Cross Citybased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.3/5
Avg Rating
12
Avg Experience
577
Total Reviews

Top Payday Loan Lenders in Cross City

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Advance America

Advance America Cash Advance

★★★★☆
4.3/5

As one of the largest and most established payday loan providers in Florida, Advance America has served the North Central Florida region for over two decades. Their Chiefland location serves Cross City residents with convenient payday loans, installment loans, and flexible credit options. Known for their transparent fee structure and professional service, they maintain strong BBB ratings and multiple physical locations throughout the state.

Experience:15 years
Reviews:187 customer reviews
1650 N Young Blvd, Chiefland, FL 32626

Loan Types:

Payday LoansInstallment LoansLine of Credit
2

Amscot

Amscot Financial

★★★★☆
4.1/5

Amscot Financial is a Florida-based company with over 30 years of service in the state. Their Gainesville location serves Cross City residents with reliable payday advance services, check cashing, and financial services. As a homegrown Florida company, they understand local needs and offer extended hours with seven-day-a-week service. They're known for their no-hidden-fees policy and community involvement throughout North Florida.

Experience:12 years
Reviews:234 customer reviews
2605 NW 13th St, Gainesville, FL 32609

Loan Types:

Payday AdvancesCheck CashingMoney OrdersBill Payment
3

Mr. Payday

Mr. Payday Corp

★★★★☆
4.4/5

Mr. Payday offers convenient online payday loan services to Cross City residents and throughout Florida. With nearly 20 years of operation, they provide quick funding decisions and direct deposit options. Their online platform makes them accessible to rural areas like Cross City where physical locations may be limited. They specialize in serving customers with various credit backgrounds and offer transparent loan terms with Florida-licensed operations.

Experience:10 years
Reviews:156 customer reviews
Online Service - Serves All Florida

Loan Types:

Online Payday LoansInstallment LoansBad Credit Loans

How We Rate Cross City Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Cross City.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Cross City?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.