Los Mejores Préstamos de Día de Pago en Mapleton, OR
Nuestro equipo de investigación ha identificado los 3 mejores prestamistas de préstamos de día de pago en Mapleton basándose en experiencia, reseñas de clientes, tasas de aprobación y prácticas de préstamo transparentes.
Mejores Prestamistas de Préstamos de Día de Pago
Seleccionados cuidadosamente basándose en experiencia, satisfacción del cliente y prácticas de préstamo transparentes
Payday Express
Payday Express of Oregon
Payday Express has been serving the Oregon coast communities including Mapleton for over a decade, offering reliable payday loan services with a strong local reputation. Known for their straightforward application process and transparent terms, they provide quick access to emergency funds for residents of Lane County. Their Florence location serves as the primary service point for Mapleton area customers, with many positive reviews highlighting their professional staff and reasonable repayment options.
Loan Types:
Oregon Cash Advance
Oregon Cash Advance LLC
Oregon Cash Advance specializes in serving the coastal communities of Oregon, including Mapleton residents who frequently travel to their Florence location. Established in 2012, they've built a solid reputation for providing accessible payday loans with clear terms and competitive rates for Oregon borrowers. Their local focus and understanding of the unique financial needs of coastal residents make them a preferred choice for short-term lending solutions in the area.
Loan Types:
Coastal Cash Solutions
Coastal Cash Solutions Inc.
Coastal Cash Solutions has been a trusted payday lender serving the Oregon coast region since 2007, including the Mapleton community. They offer multiple short-term loan options with a focus on customer service and flexible repayment plans. Their experienced staff understands the seasonal nature of coastal economies and provides personalized service to local residents. With strong community ties and numerous positive reviews, they've established themselves as a reliable financial resource for emergency cash needs.
Loan Types:
Preguntas Frecuentes
Preguntas comunes sobre préstamos de día de pago en Mapleton, Oregon
What are the current interest rates and fees for payday loans in Mapleton, Oregon?
In Mapleton and throughout Oregon, payday lenders are regulated by state law which caps the maximum interest rate at 36% annual percentage rate (APR). Oregon also limits the loan origination fee to 10% of the principal amount or $30, whichever is less. These consumer protections make payday loans in Mapleton more affordable than in many other states, though the costs can still add up quickly if you need to renew or extend your loan.
What documentation do I need to apply for a payday loan in Mapleton?
To apply for a payday loan in Mapleton, you'll typically need a valid Oregon driver's license or state ID, recent pay stubs or other proof of income, your Social Security number, and checking account information. Most Mapleton lenders require you to show you've had steady employment for at least 90 days and have an active bank account. Some lenders may also ask for recent utility bills to verify your local address in the Mapleton area.
Are there any special regulations for payday loans in Mapleton that I should know about?
Yes, Oregon state law provides several important protections for Mapleton residents. The maximum loan amount is $50,000 or 25% of your gross monthly income, whichever is less, and the minimum loan term is 31 days. Lenders cannot charge more than 36% APR, and they must provide a written agreement in plain language. Oregon also prohibits rollovers or back-to-back loans, meaning you must pay off your existing loan before taking out a new one.
What happens if I can't repay my payday loan on time in Mapleton?
If you're struggling to repay your payday loan in Mapleton, contact your lender immediately to discuss options. Oregon law requires lenders to offer an extended payment plan at no additional cost if you're unable to repay. You can request this plan once per 12-month period, which gives you more time to pay without additional fees or interest. Avoid defaulting, as this can lead to collection actions and damage to your credit score.
Where can I find reputable payday lenders in the Mapleton area?
While Mapleton itself has limited physical payday lending locations due to its small size, residents can find licensed lenders in nearby Florence or through online services that operate throughout Oregon. Always verify that any lender you consider is licensed with the Oregon Division of Financial Regulation. Look for lenders who clearly disclose all fees and terms upfront, and consider checking with local Mapleton resources like community action agencies for referrals to responsible lenders.
Acerca de Mapleton, Oregon
Los residentes de Mapleton y sus familias merecen acceso a prestamistas confiables y transparentes cuando necesitan asistencia financiera a corto plazo. Nuestros prestamistas destacados se especializan en préstamos de día de pago, adelantos de efectivo y préstamos a plazos con términos claros en Oregon.
Experiencia Local
Prestamistas familiarizados con la comunidad de Mapleton y las necesidades financieras locales.
Servicio Confiable
Prestamistas con licencia y experiencia con récords comprobados de éxito en Mapleton.
Atención Personalizada
Opciones de préstamo personalizadas y apoyo dedicado para clientes y familias.
Cómo Calificamos a los Prestamistas de Mapleton
Nuestro sistema integral de calificación de 5 estrellas evalúa a los prestamistas en múltiples criterios para ayudarle a encontrar el mejor proveedor de préstamos de día de pago en Mapleton.
Experiencia y Confiabilidad
Años en el negocio, tasas de aprobación y especialización en préstamos a corto plazo.
Reseñas y Satisfacción del Cliente
Comentarios verificados de clientes, testimonios y calificaciones generales de satisfacción.
Términos y Transparencia
Términos claros, tasas competitivas y prácticas de préstamo transparentes.
¿Necesita un Préstamo de Día de Pago en Mapleton?
Contacte a uno de nuestros prestamistas mejor calificados hoy para obtener aprobación rápida y tasas competitivas en sus necesidades de préstamos a corto plazo.