Los Mejores Préstamos de Día de Pago en Mapleton, ND
Nuestro equipo de investigación ha identificado los 3 mejores prestamistas de préstamos de día de pago en Mapleton basándose en experiencia, reseñas de clientes, tasas de aprobación y prácticas de préstamo transparentes.
Mejores Prestamistas de Préstamos de Día de Pago
Seleccionados cuidadosamente basándose en experiencia, satisfacción del cliente y prácticas de préstamo transparentes
Payday Express
Payday Express
Payday Express is a locally-owned payday loan provider that has been serving Mapleton and surrounding communities for over a decade. Known for their quick approval process and flexible repayment options, they specialize in helping customers with short-term financial needs. Their storefront location in downtown Mapleton provides convenient access for local residents, and they're recognized for their transparent fee structure and commitment to customer service.
Loan Types:
Dakota Cash Advance
Dakota Cash Advance
Dakota Cash Advance is a regional payday lending chain with multiple locations across eastern North Dakota, including service to Mapleton residents. With over 14 years of experience, they've built a reputation for reliable short-term lending solutions and same-day funding options. Their West Fargo location serves as a regional hub for Mapleton customers, offering both in-store and online application options with competitive rates for North Dakota borrowers.
Loan Types:
Quick Loan Center
Quick Loan Center
Quick Loan Center operates as an independent payday lender serving the Fargo-Moorhead metropolitan area, including Mapleton residents. Established in 2014, they've become known for their straightforward application process and reasonable terms. They specialize in helping customers with immediate financial needs and offer both storefront services in Fargo and online applications for Mapleton residents, with funding typically available within one business day.
Loan Types:
Preguntas Frecuentes
Preguntas comunes sobre préstamos de día de pago en Mapleton, North Dakota
What are the eligibility requirements for a payday loan in Mapleton, ND?
To qualify for a payday loan in Mapleton, you must be at least 18 years old, have a valid North Dakota driver's license or state ID, provide proof of steady income (typically $800-$1,000 monthly minimum), have an active checking account, and show proof of residency in the state. Most Mapleton lenders require recent pay stubs or bank statements as income verification, and some may ask for utility bills to confirm your local address.
What are the maximum loan amounts and fees for payday loans in North Dakota?
North Dakota state law caps payday loans at $500 with a maximum finance charge of 20% of the first $300 and 7.5% on amounts between $301-$500. For a typical $500 loan in Mapleton, you'd pay about $82.50 in fees, making the total repayment $582.50. These rates are standardized across North Dakota, so you won't find significantly different pricing between Mapleton lenders.
Are there any local Mapleton resources for payday loan alternatives?
Yes, Mapleton residents have several alternatives to payday loans, including credit counseling through local non-profits, emergency assistance programs through Cass County Social Services, and small loan programs from local credit unions like Gate City Bank. Many Mapleton churches and community organizations also offer emergency financial assistance for residents facing temporary financial hardships.
What happens if I can't repay my payday loan on time in North Dakota?
North Dakota law requires lenders to offer an extended payment plan at no additional cost if you cannot repay your loan. You must request this plan before your due date, and the lender must allow at least 60 days to repay in four equal installments. Mapleton lenders cannot charge additional fees for this extended plan, but they may report delinquent accounts to credit bureaus if you don't communicate about payment difficulties.
How can I verify if a payday lender in Mapleton is properly licensed?
All payday lenders operating in Mapleton must be licensed by the North Dakota Department of Financial Institutions. You can verify a lender's license status by checking the NDFI's online database or calling their consumer hotline. Reputable Mapleton lenders will prominently display their license number, and you should avoid any lender that cannot provide proof of proper state licensing before applying.
Acerca de Mapleton, North Dakota
Los residentes de Mapleton y sus familias merecen acceso a prestamistas confiables y transparentes cuando necesitan asistencia financiera a corto plazo. Nuestros prestamistas destacados se especializan en préstamos de día de pago, adelantos de efectivo y préstamos a plazos con términos claros en North Dakota.
Experiencia Local
Prestamistas familiarizados con la comunidad de Mapleton y las necesidades financieras locales.
Servicio Confiable
Prestamistas con licencia y experiencia con récords comprobados de éxito en Mapleton.
Atención Personalizada
Opciones de préstamo personalizadas y apoyo dedicado para clientes y familias.
Cómo Calificamos a los Prestamistas de Mapleton
Nuestro sistema integral de calificación de 5 estrellas evalúa a los prestamistas en múltiples criterios para ayudarle a encontrar el mejor proveedor de préstamos de día de pago en Mapleton.
Experiencia y Confiabilidad
Años en el negocio, tasas de aprobación y especialización en préstamos a corto plazo.
Reseñas y Satisfacción del Cliente
Comentarios verificados de clientes, testimonios y calificaciones generales de satisfacción.
Términos y Transparencia
Términos claros, tasas competitivas y prácticas de préstamo transparentes.
¿Necesita un Préstamo de Día de Pago en Mapleton?
Contacte a uno de nuestros prestamistas mejor calificados hoy para obtener aprobación rápida y tasas competitivas en sus necesidades de préstamos a corto plazo.