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Best Payday Loan Lenders in Santa Ynez, CA

Our research team has identified the top 3 payday loan lenders in Santa Ynezbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.2/5
Avg Rating
14
Avg Experience
379
Total Reviews

Top Payday Loan Lenders in Santa Ynez

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Santa Ynez Check Cashing

Santa Ynez Check Cashing & Payday Loans

★★★★☆
4.2/5

A locally-owned and operated financial service center that has been serving the Santa Ynez Valley community for over a decade. Known for their personalized service and quick approval process for payday loans up to $255. They specialize in helping local residents with short-term financial needs and offer flexible repayment options. Their convenient downtown Santa Ynez location makes them easily accessible for valley residents.

Experience:14 years
Reviews:89 customer reviews
3567 Sagunto St, Santa Ynez, CA 93460

Loan Types:

Payday LoansCheck CashingCash AdvanceMoney Orders
2

Central Coast Cash Advance

Central Coast Financial Services

★★★★☆
4.4/5

A well-established regional payday lender serving the entire Central Coast area including Santa Ynez residents. They offer competitive rates and multiple loan options with transparent terms. Known for their professional staff and commitment to responsible lending practices. Their Solvang location is just minutes from Santa Ynez and they have built a strong reputation for reliability and customer service throughout Santa Barbara County.

Experience:16 years
Reviews:156 customer reviews
1235 Mission Dr, Solvang, CA 93463

Loan Types:

Payday LoansInstallment LoansCash AdvanceBill Pay Services
3

California Check Cashing

California Check Cashing Centers

★★★★☆
4.1/5

A trusted California-based financial services company with multiple locations throughout the Central Coast region. They specialize in payday loans and cash advance services for Santa Ynez area residents, with their Santa Maria location conveniently serving the northern Santa Barbara County communities. They offer extended hours and bilingual staff, making them accessible to a wide range of customers. Known for their straightforward application process and commitment to customer satisfaction.

Experience:12 years
Reviews:134 customer reviews
1745 S Broadway, Santa Maria, CA 93454

Loan Types:

Payday LoansCheck CashingMoney TransfersPrepaid Cards

How We Rate Santa Ynez Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Santa Ynez.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Santa Ynez?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.