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Best Payday Loan Lenders in Santa Margarita, CA

Our research team has identified the top 3 payday loan lenders in Santa Margaritabased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.2/5
Avg Rating
15
Avg Experience
357
Total Reviews

Top Payday Loan Lenders in Santa Margarita

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Santa Margarita Check Cashing

Santa Margarita Check Cashing

★★★★☆
4.2/5

A well-established local check cashing and payday loan provider serving the Santa Margarita community for over a decade. Known for their personalized service and quick approval process, they specialize in short-term cash advances with flexible repayment options. Their convenient location on El Camino Real makes them easily accessible for local residents needing immediate financial assistance.

Experience:14 years
Reviews:89 customer reviews
22345 El Camino Real, Santa Margarita, CA

Loan Types:

Payday LoansCash AdvanceCheck Cashing
2

California Check Cashing

California Check Cashing

★★★★☆
4.3/5

A respected regional payday loan and financial services provider with multiple locations throughout Central California. They serve Santa Margarita residents from their San Luis Obispo location just 15 miles away. With nearly two decades of experience, they offer reliable payday loan services with transparent terms and competitive rates. Customers appreciate their professional staff and efficient application process.

Experience:18 years
Reviews:156 customer reviews
3190 S Higuera St, San Luis Obispo, CA

Loan Types:

Payday LoansCash AdvanceMoney Orders
3

Central Coast Cash Advance

Central Coast Cash Advance

★★★★☆
4.1/5

A specialized payday loan company focusing on the Central Coast region, including Santa Margarita. They offer both in-store and online application options, making them accessible to residents throughout the area. Known for their customer-friendly approach and flexible lending criteria, they've built a strong reputation for helping people through temporary financial challenges with quick funding and clear terms.

Experience:12 years
Reviews:112 customer reviews
11573 Los Osos Valley Rd, San Luis Obispo, CA

Loan Types:

Payday LoansInstallment LoansCash Advance

How We Rate Santa Margarita Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Santa Margarita.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Santa Margarita?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.