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Best Payday Loan Lenders in Santa Cruz, CA

Our research team has identified the top 3 payday loan lenders in Santa Cruzbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.1/5
Avg Rating
15
Avg Experience
268
Total Reviews

Top Payday Loan Lenders in Santa Cruz

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Santa Cruz Check Cashing

Santa Cruz Check Cashing

★★★★☆
4.2/5

Santa Cruz Check Cashing is a locally-owned financial service center that has been serving the Santa Cruz community for over a decade. They specialize in payday loans and cash advances with a focus on personalized customer service. Known for their quick approval process and transparent terms, they've built a strong reputation among local residents for reliable short-term financial solutions. Their convenient downtown location makes them easily accessible to Santa Cruz residents.

Experience:14 years
Reviews:89 customer reviews
1200 Pacific Ave, Santa Cruz, CA

Loan Types:

Payday LoansCash AdvanceCheck CashingMoney Orders
2

Check Center

Check Center

★★★★☆
4.1/5

Check Center is a regional California payday loan provider with multiple locations serving the Santa Cruz area. Their Scotts Valley location is conveniently accessible to Santa Cruz residents and offers comprehensive payday loan services with competitive rates. They're known for their straightforward application process and flexible repayment options. As a California-licensed lender, they maintain compliance with state regulations while providing essential short-term financial services to the community.

Experience:12 years
Reviews:67 customer reviews
230 Mount Hermon Rd, Scotts Valley, CA

Loan Types:

Payday LoansCash AdvanceCheck CashingBill Pay
3

Money Mart

Money Mart Financial

★★★★☆
4/5

Money Mart operates a well-established Santa Cruz location offering payday loans and cash advance services to local residents. With nearly two decades of experience in California, they provide reliable short-term lending solutions with clear terms and professional service. Their Water Street location is centrally located and known for efficient service and knowledgeable staff. They offer both in-store and online application options, making them a convenient choice for Santa Cruz residents needing quick financial assistance.

Experience:18 years
Reviews:112 customer reviews
140 Water St, Santa Cruz, CA

Loan Types:

Payday LoansCash AdvanceCheck CashingMoney Transfers

How We Rate Santa Cruz Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Santa Cruz.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Santa Cruz?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.