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Best Payday Loan Lenders in Santa Barbara, CA

Our research team has identified the top 3 payday loan lenders in Santa Barbarabased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.1/5
Avg Rating
15
Avg Experience
268
Total Reviews

Top Payday Loan Lenders in Santa Barbara

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Santa Barbara Check Cashing

Santa Barbara Check Cashing & Payday Loans

★★★★☆
4.2/5

A locally-owned and operated financial service center that has been serving Santa Barbara residents for over a decade. They specialize in payday loans with quick approval processes and flexible terms tailored to local needs. Known for their personalized service and community-focused approach, they maintain strong customer relationships with transparent lending practices and convenient downtown location.

Experience:14 years
Reviews:89 customer reviews
17 W Figueroa St, Santa Barbara, CA

Loan Types:

Payday LoansCheck CashingMoney OrdersBill Pay
2

Cash Plus

Cash Plus Financial Services

★★★★☆
4.1/5

A California-based financial services company with multiple locations throughout the state, including Santa Barbara. They offer various short-term loan options with clear terms and competitive rates. Their Santa Barbara location is well-regarded for professional service and quick funding, serving both local residents and students from nearby UCSB with reliable payday loan solutions.

Experience:12 years
Reviews:67 customer reviews
1807 Cliff Dr, Santa Barbara, CA

Loan Types:

Payday LoansInstallment LoansTitle LoansCheck Cashing
3

Money Mart

Money Mart Financial Services

★★★★☆
4/5

A well-established financial services provider with a strong presence in California, including a convenient Santa Barbara location on State Street. They offer accessible payday loans with straightforward application processes and multiple financial services. Known for their professional staff and reliable service, they've built trust with Santa Barbara customers through consistent, transparent lending practices and extended business hours.

Experience:18 years
Reviews:112 customer reviews
3948 State St, Santa Barbara, CA

Loan Types:

Payday LoansCash AdvanceCheck CashingMoney Transfers

How We Rate Santa Barbara Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Santa Barbara.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Santa Barbara?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.