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Best Payday Loan Lenders in Morro Bay, CA

Our research team has identified the top 3 payday loan lenders in Morro Baybased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.2/5
Avg Rating
15
Avg Experience
379
Total Reviews

Top Payday Loan Lenders in Morro Bay

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Morro Bay Check Cashing

Morro Bay Check Cashing

★★★★☆
4.2/5

A locally-owned and operated financial service center that has been serving Morro Bay residents for over a decade. They specialize in payday loans with quick approval processes and flexible repayment options. Known for their personalized service and community-focused approach, they offer same-day funding and have built a strong reputation for reliability among Central Coast residents. Their convenient downtown location makes them easily accessible for immediate financial needs.

Experience:14 years
Reviews:89 customer reviews
845 Main St, Morro Bay, CA

Loan Types:

Payday LoansCheck CashingMoney OrdersBill Pay
2

California Check Cashing

California Check Cashing

★★★★☆
4.3/5

A well-established regional chain serving the Central Coast area including Morro Bay residents. With multiple locations throughout San Luis Obispo County, they offer competitive payday loan rates and fast approval processes. They're known for their transparent fee structure and excellent customer service, with many customers noting their professionalism and clear communication. Their San Luis Obispo location is conveniently accessible for Morro Bay residents needing short-term financial solutions.

Experience:12 years
Reviews:156 customer reviews
3940 S Higuera St, San Luis Obispo, CA

Loan Types:

Payday LoansCash AdvanceCheck CashingMoney Transfers
3

Money Mart

Money Mart Financial Services

★★★★☆
4.1/5

A reputable financial services provider with a strong presence throughout California, including a convenient Los Osos location that serves the Morro Bay community. They offer flexible payday loan options with multiple repayment plans and have built trust through consistent service and regulatory compliance. Their experienced staff provides personalized financial solutions and they're known for their straightforward application process and quick funding, making them a reliable choice for emergency cash needs in the Morro Bay area.

Experience:18 years
Reviews:134 customer reviews
1150 Los Osos Valley Rd, Los Osos, CA

Loan Types:

Payday LoansInstallment LoansCheck CashingMoney Transfers

How We Rate Morro Bay Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Morro Bay.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Morro Bay?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.