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Best Payday Loan Lenders in Los Osos, CA

Our research team has identified the top 3 payday loan lenders in Los Ososbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.2/5
Avg Rating
11
Avg Experience
355
Total Reviews

Top Payday Loan Lenders in Los Osos

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Los Osos Check Cashing

Los Osos Check Cashing

★★★★☆
4.2/5

Los Osos Check Cashing is a locally-owned financial service center that has been serving the Los Osos community for over a decade. They specialize in providing fast payday loans and cash advances with minimal paperwork requirements. Known for their personalized service and understanding of local financial needs, they offer same-day funding and flexible repayment options. Their convenient location on Los Osos Valley Road makes them easily accessible to residents throughout the area.

Experience:11 years
Reviews:87 customer reviews
1144 Los Osos Valley Rd, Los Osos, CA

Loan Types:

Payday LoansCash AdvanceCheck Cashing
2

Central Coast Cash Advance

Central Coast Cash Advance

★★★★☆
4.3/5

Central Coast Cash Advance has been serving the Central Coast region including Los Osos for over 14 years. As a regional chain with multiple locations, they offer reliable payday loan services with transparent terms and competitive rates. They're known for their professional staff and commitment to responsible lending practices. Their San Luis Obispo location is conveniently accessible to Los Osos residents and they offer both in-store and online application options for added convenience.

Experience:14 years
Reviews:156 customer reviews
1256 Monterey St, San Luis Obispo, CA

Loan Types:

Payday LoansInstallment LoansCash Advance
3

California Check Cashing

California Check Cashing

★★★★☆
4.1/5

California Check Cashing operates multiple locations throughout San Luis Obispo County and has built a strong reputation for providing accessible payday loan services to Los Osos residents. They focus on quick approval processes and same-day funding for qualified applicants. With nearly a decade of experience, they understand the unique financial needs of Central Coast communities and offer flexible loan amounts with clear repayment terms. Their downtown San Luis Obispo location provides easy access for Los Osos customers.

Experience:9 years
Reviews:112 customer reviews
180 Santa Rosa St, San Luis Obispo, CA

Loan Types:

Payday LoansCheck CashingMoney Orders

How We Rate Los Osos Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Los Osos.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Los Osos?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.