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Best Payday Loan Lenders in Phoenix, AZ

Our research team has identified the top 3 payday loan lenders in Phoenixbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.2/5
Avg Rating
15
Avg Experience
390
Total Reviews

Top Payday Loan Lenders in Phoenix

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Arizona Auto Title Loans

Arizona Auto Title Loans

★★★★☆
4.4/5

Arizona Auto Title Loans is a locally-owned and operated lender that has been serving Phoenix residents since 2006. They specialize in providing fast payday loans and title loans with a focus on customer service and transparent terms. With multiple locations throughout the Phoenix metro area, they offer same-day funding and flexible repayment options. Their high customer satisfaction ratings reflect their commitment to helping Arizona residents with short-term financial needs while maintaining full compliance with state lending regulations.

Experience:18 years
Reviews:185 customer reviews
3420 W Bell Rd, Phoenix, AZ

Loan Types:

Payday LoansTitle LoansCash Advance
2

Check Center

Check Center

★★★★☆
4.2/5

Check Center is a Phoenix-based financial services provider that has built a strong reputation for reliable payday loan services since 2010. As an Arizona-licensed lender, they offer competitive rates and straightforward application processes for payday loans and cash advances. Their convenient location in central Phoenix and extended business hours make them accessible to customers throughout the Valley. Customers consistently praise their professional staff and quick funding process, making them a trusted local alternative to national payday loan chains.

Experience:14 years
Reviews:95 customer reviews
4021 N 15th Ave, Phoenix, AZ

Loan Types:

Payday LoansCheck CashingMoney Orders
3

EZ Money Check Cashing

EZ Money Check Cashing

★★★★☆
4.1/5

EZ Money Check Cashing operates multiple locations throughout Arizona and has been serving Phoenix residents since 2012. They specialize in providing accessible payday loans and installment loans with clear terms and competitive rates. Their Phoenix location on 35th Avenue is known for its efficient service and knowledgeable staff who help customers navigate the loan process. As a state-licensed lender, EZ Money maintains full compliance with Arizona lending laws while offering flexible loan options tailored to individual financial situations.

Experience:12 years
Reviews:110 customer reviews
3030 N 35th Ave, Phoenix, AZ

Loan Types:

Payday LoansInstallment LoansCheck Cashing

How We Rate Phoenix Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Phoenix.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Phoenix?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.